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Why Businesses in the Hospitality Industry Need to Protect Themselves with Proper Insurance

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Arizona Licensed Beverage Association (ALBA) has partnered with Illinois Casualty Company (ICC) to bring you a superior insurance program tailored to your business, effective January 1, 2021. 

As a member benefit, ALBA is pleased to announce that our valued members can enjoy up to a 10% discount on your eligible premiums. 

The Hospitality Industry has specific exposures that no other businesses have to consider, manage, and, most importantly, protect themselves from.


  • Weather knocks out the power in your restaurant’s neighborhood
  • Your building is vandalized and needs to be closed for repairs
  • Electrical issues keep you from operating your ovens for hours
  • Your walk-in breaks and you are forced to close the restaurant
  • A car drives into your building, causing extensive damage to the entrance
  • A guest slips on the floor, chokes on food, or has an allergy that the server was not informed about
  • A patron drinks alcohol prior to arriving at your bar, shows no signs of intoxication, but upon leaving gets into a car accident and seriously injures or kills someone as a result
  • A fight occurs on premise between patrons
  • An employee claims discrimination or sexual harassment against management or the owner
  • Someone hacks into your P.O.S. system and steals your patrons’ private information 

Please don’t hesitate to contact us if you have any questions or comments.

Contact Us to Learn More!

Restaurant Insurance ~ Tavern Insurance ~ Brewery, Distillery & Winery Insurance ~ Package Liquor Store Insurance ~ Nightclub & Gentlemen’s Club Insurance ~ Cannabis Dispensary Insurance ~ Fraternal Organization Insurance ~ Convenience Store Insurance ~ Banquet Center & Catering Insurance

The good news is you as a business owner can protect yourself and now you can save money while still getting the protection you need.